Pension

Vanishing Returns: How Today’s Pensions Compare to a Generation Ago


I. A Promise Redefined: The Pension Then vs. Now A few decades ago, retirement was a destination. The working class could spend 30–40 years with one employer, contribute to a company pension, and retire with a modest but stable income β€” often enough to own a home, support a spouse, and leave something behind. That…


student loan debt crisis
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Student Loan Debt Crisis: How a Generation Was Engineered Into Financial Servitude


🧠 I. The Promise That Became a Trap For decades, higher education was sold as the great equalizer β€” a dependable path to success, security, and upward mobility. But for millions of borrowers, the reality has been far more punishing. What once symbolized opportunity now feels like entrapment. This isn’t just about rising tuition or…